Shippers post their max rate. If it clears your cost-per-mile floor, the load is yours — a direct contract under your own MC authority, no negotiation games, no broker spread. For $97/mo, Humanic replaces your scattered software stack with one cockpit you run — then AI agents earn the right to run it for you.
AutoPilot AgaaS in action — the tier you graduate into.
Set the sliders to your operation. The numbers below are your money — bleeding out through broker commissions, dispatcher fees, factoring cuts, and a stack of software subscriptions. Owner Operator AI replaces all of it for one flat monthly price.
Defaults reflect industry averages at ~10,000 miles/month: 15–25% broker commission bleed, 6–10% dispatcher fee, 3–5% factoring fees, $300–500/mo for TMS, IFTA, compliance & accounting tools.
That's $0.67/mi lost on every mile you drive.
With Owner Operator AI
No load board refresh marathons, no rate calls, no broker in the middle of your money.
Connect your authority, insurance, CDL, and equipment records. That becomes your Safety Shield — the verified safety record shippers need before they can book a carrier directly.
Shippers post freight with a maximum all-in rate. You set a cost-per-mile floor. When a load clears your floor, the rate is binding — no negotiation, no spread skimmed off the top. The math behind it is the AMM — the core engine of the platform.
You drive under your own MC and run the whole back office — rate cons, invoices, IFTA, books — from one unified workspace instead of six subscriptions and a folder of spreadsheets. Reach readiness, and AI agents start taking those jobs off your plate.
In Humanic, you're in full control — and AI works for no one yet. You replace the fragmented stack — TMS, load board tabs, IFTA tools, invoice templates, a shoebox of receipts — with one unified workspace that you run yourself. Everything in one place, finally.
When your records and integrations hit readiness, the AgaaS tiers switch on and AI starts working for you: CoPilot's agents score loads, draft paperwork, and flag risks while you approve every action — and AutoPilot's agents execute within the guardrails you set.
Everything else on this page — the agents, the Safety Shield, the dashboards — exists around one engine: the Automated Market Maker (AMM). It's the math that replaces the broker, and it's why this platform works when load boards don't.
Automated, not negotiated. A broker's spread is what you pay for manual match-making. The AMM does the matching with math — so the spread stays in your rate, every haul.
Zero phone calls. Zero "best I can do." The broker's 15–25% spread never leaves your rate.
The dispatcher, bookkeeper, billing clerk, and compliance officer you'd otherwise pay commissions and salaries for. They don't work for you in Humanic — at CoPilot they recommend and draft while you approve, and at AutoPilot they execute within your guardrails.
Clunky manual dashboards, scattered software applications, and massive operational overhead keep drivers drowning in back-office administration instead of driving.
Chief AI Agent coordinates your entire team of specialized digital workers. Direct bookings, compliance filings, billing runs, and shipper communication stay inside verified platform workflows instead of vulnerable email threads.
Hours spent chasing stale listings, checking shipper portals, and missing high-yield direct lanes while driving down the highway.
Load Scout Agent grades freight from connected demand feeds against your active operating cost-per-mile (CPM), available driver hours-of-service (HOS), and historical lane yields. Scheduled scanning requires an authorized production source and worker.
Predatory traditional dispatchers charging 8-10% of gross revenue, locking carriers into unprofitable regional slots, and keeping drivers away from shipper relationships.
Dispatch Agent uses secure carrier RPA proxies to manage shipper execution under your own authority. It handles setup packets, status events, and shipper contract workflows with 0% commission.
Standard navigation apps routing commercial motor vehicles (CMVs) into low-clearance bridges, weight-restricted secondary roads, and inefficient high-toll lanes that bleed fuel margin.
Route Agent calculates connected route distance, HOS-aware rest needs, and fuel-cost estimates from available regional diesel data. CMV restrictions and exact stop prices require approved production sources.
Weeks of payment delays caused by manual invoice creation, lost Bills of Lading (BOL), incomplete Proof of Delivery (POD) scanning, and scattered shipper approvals.
Billing Agent generates commercial invoices the second you complete a haul, automatically matching PODs and logging tracking data for fast, error-free shipper approvals.
Scattered paper receipts, complex business bank feeds, missing tax deductions, and quarterly tax estimate anxiety that threatens the viability of independent operators.
Bookkeeper Agent integrates via secure Plaid connections (beta rollout) to parse bank ledgers, automatically classify carrier business expenses, and calculate rolling profit & loss (P&L) statements.
Complex hours-of-service (HOS) ELD logs, driver vehicle inspection reports (DVIR), and error-prone multi-state IFTA fuel tax filings that trigger costly federal audits.
Compliance Agent audits available driver clocks, organizes permit folders, and prepares IFTA state-line mileage from connected GPS or operator-reviewed records.
Traditional factoring companies charging 3-5% transaction fees to release funds on active hauls, taking massive bites out of slim owner-operator margins.
Cash Flow Agent links directly to a decentralized crowd-factoring network to clear verified invoices within hours at wholesale interest rates of just 1-1.5%, saving operators thousands.
Sudden engine failure codes and cooling issues that leave trucks stranded on remote highways, costing thousands in emergency towing and weeks of lost operating uptime.
Maintenance Agent evaluates connected telematics trends and diagnostic trouble codes (DTC) to surface potential concerns and recommended service actions for operator review.
Manual rate calls and off-platform email chains that drag on for hours, creating missed capacity matches, spoofing risk, and fragmented carrier-selection records.
AMM Agent manages the economic gate between shippers and owner-operators. Shippers enter a max rate; AMM clears only when verified capacity fits your floor, safety score, and route rules.
Complete dependence on low-yielding spot-market load boards, leaving operators with no direct-to-shipper commercial contracts or high-paying backhaul commitments.
Sales Agent mines shipping lanes and public freight logs to find high-margin shippers, then moves qualified opportunities into verified peer-to-peer shipper workflows instead of loose email handoffs.
Traditional factoring companies take 3–5% of every invoice to advance money you already earned — because they're pricing in the risk of fake loads and disputed paperwork.
Your invoices don't carry that risk. Every load comes with an AMM-cleared binding rate, a Safety Shield record, and verified proof of delivery. That makes them low-risk receivables — so a network of crowd funders competes to advance them at 1–1.5%, usually within hours.
On $20,000/mo of freight, that's roughly $450/mo back in your pocket versus a traditional factor — and it's optional. Wait for shipper terms if you'd rather pay nothing.
Verified invoices = wholesale risk pricing. That's the Shield and the AMM record paying you back.
Independent drivers don't need another generic dashboard that sells their data, and they do not need a commission-based broker or dispatcher sitting between them and the customer. Owner Operator AI is not a freight broker — it is a network of verified owner-operators with one private, unified workspace to contract directly with shippers under their own authority.
To secure maximum profit and maintain pristine operational safety in 2026, your business demands:
"Owner Operator AI deploys as a **private, secure digital office** dedicated to your company. Carrier-scoped sessions and access controls keep authorized business parameters separated by operator."
ID: passport_oo_3841
After the Montgomery court ruling, shippers can't just book any truck — they need documented proof they selected a safe carrier. That paperwork burden is exactly why they've been paying brokers. Your Safety Shield is that proof: a shareable, tamper-evident record of your authority, insurance, and safety standing.
Show your Grade-A authority, active insurance, and verified identity on every load, and shippers get the selection compliance they legally need — directly from you, with no broker in the middle. That's what unlocks direct freight at the shipper's max rate.
Most legacy trucking software bolts a chatbot onto an old dashboard and calls it AI. Owner Operator AI was engineered from day one with AI agents at the core — and your operation graduates through 5 levels of autonomy as your records and guardrails mature.
Driver does everything — calls shippers, chases rates, files paperwork, tracks expenses, plans routes.
Dashboard shows HOS clocks, fuel prices, telematics, expenses, and invoices.
AI answers questions, scans receipts, plans routes, and tracks IFTA miles automatically.
AI recommends loads, predicts maintenance, estimates taxes, and forecasts cash flow.
Within configured guardrails and connected integrations, AI can clear eligible AMM matches, send invoices, prepare IFTA drafts, update shipper workflows, and handle ETA events.
Driver just drives — your agent team supports the business. Load selection, pricing, invoicing, bookkeeping, compliance, maintenance, and cash flow workflows remain subject to connected data sources, driver review, and required approvals.
Everyone starts on Humanic — you replace your fragmented tools with one unified workspace you run yourself, and build the verified Safety Shield that gets you direct shipper freight. AI doesn't work for you until the AgaaS tiers: CoPilot recommends while you approve; AutoPilot executes within your guardrails. The first 100 owner-operators in each state lock the Humanic founding rate at $97/mo for life — after that, Humanic is $297/mo. The lock covers Humanic only: CoPilot and AutoPilot are the same flat $497 and $997 for everyone, whenever you upgrade.
Foundation Tier
Standard rate $297/mo · First 100 per state · Locked for life · Cancel anytime
You replace and unify your fragmented tools — loads, dispatch, documents, IFTA, expenses, invoices — in one workspace you run yourself, and generate your Montgomery Safety Shield for shipper vetting. No AI works for you yet; that's earned.
Everything included
Advanced Tier
Same flat rate for everyone — no founding discount, no surprises · Cancel anytime
Everything in Humanic plus augmented intelligence. AI agents score loads, draft communications, and flag risks — you keep final approval on every action.
Everything in Humanic, plus
Autonomous Tier
Same flat rate for everyone — no founding discount, no surprises · Cancel anytime
The full Agentic OS vision. Guarded autonomous execution — AI agents book loads, route, invoice, and bookkeep within your guardrails. You just drive.
Everything in CoPilot, plus
Owner Operator AI is not a freight broker. Every load is a direct contract between the owner-operator (under their own MC authority) and the shipper. We provide the workspace, the safety proof, and the agents — not the brokerage.
Because AMM automates a binding cleared rate per load, OOs don't need to lock into multi-month rate contracts to defend their margin. The math holds the floor on every haul.
Shippers who want dedicated capacity can still offer long-term contracts to selected, Shield-verified OOs through the network — directly, on the OO's terms, with no broker commission siphoning the rate.
Most SaaS companies raise prices on existing customers. We don't — as we deploy more agents over time, whatever tier you're on stays at the price you joined it at. The $97 founding rate applies to Humanic only (first 100 per state; $297/mo after) — CoPilot and AutoPilot are the same flat rates for every member.
You've been burned by load boards, lease-purchase deals, and "fuel card programs" before. Here's exactly what this is and isn't.
Every load you haul through a middleman leaves hundreds of dollars on the table. Get verified, unify your back office in one workspace, get direct shipper freight — and earn the AI tiers that run it all for you. $0 upfront, Humanic at $97/mo — locked for life if you're in your state's first 100.