Fundraising Now — Pre-Seed Round

The AI Operating System
for American Trucking

340,000+ owner-operators spend $52-112K/year on dispatchers, brokers, and back-office. We replace all of them with AI. One platform. Zero middlemen.

$940B U.S. Trucking Market
340K+ Target Owner-Operators
5 Revenue Streams
40+ AI Features Built

Why Now

Three irreversible forces are converging to create a once-in-a-generation opportunity in freight technology.

01

AI Is Finally Ready

LLMs, computer vision, and predictive analytics have reached the maturity needed to automate complex, multi-step business operations — not just chatbots, but full-stack business management for truckers.

02

Brokers Extract $40B+ Annually

Freight brokers take 15-25% of every load. That's $40B+ extracted from drivers every year. AI matching eliminates the broker, returning that margin to the people who actually move freight.

03

Driver Shortage Creates Urgency

80,000+ driver shortage and growing. Owner-operators need better tools, better pay, and better business support to stay independent. The ones without technology will be absorbed by mega carriers.

A $940 Billion Market

The U.S. trucking industry is massive, fragmented, and desperately underserved by technology.

$940B
Total Addressable Market
U.S. trucking industry annual revenue
$34B
Serviceable Addressable Market
Owner-operator segment (business tools, loads, factoring)
$2.1B
Serviceable Obtainable Market
Realistic 5-year capture with current product

Why Owner-Operators?

340,000+ independent operators

Each spending $52-112K/year on services we replace with AI

No loyalty to existing tools

Load boards are hated. Brokers are resented. Drivers switch the moment something better arrives.

Mobile-first, underserved by tech

Most trucking software is desktop-era legacy. These drivers live on their phones — they're ready for mobile-AI.

3.5M company drivers = expansion pipeline

Our Company Drivers Program converts the best company drivers into owner-operators — an entirely new customer funnel.

Built, Not Pitched

We didn't raise money to build a pitch deck. We built 40+ AI features across a complete engineering roadmap. The product is real.

40+
AI Features
Across load management, finance, compliance, and fleet ops
35
Active AI Tools
Autonomous agents handling real business operations
5
Revenue Streams
Subscriptions, marketplace, factoring, investments, data
22
Integrated Services
Load boards, payments, routing, compliance, and more

AI Load Management

  • Multi-board aggregation (DAT, FMCSA, Trucker Path)
  • Automated rate calculation — driver sets the price, not the broker
  • Shipper Direct: EDI portal, no broker needed
  • Smart deadhead reduction up to 40%

AI Financial Engine

  • Crowd Factoring: peer-to-peer invoice funding at 8-15% APY
  • AI bookkeeping (zero-touch invoicing & expense tracking)
  • Automated IFTA filing and quarterly compliance
  • Real-time P&L, cash flow forecasting

AI Fleet Intelligence

  • Predictive maintenance — prevents $10K+ breakdowns
  • Fuel optimization — saves $2-5K/year per truck
  • Compliance watchdog (DOT readiness, HOS tracking)
  • Document management (BOLs, PODs, insurance, permits)

Company Drivers Pipeline

  • 12-month data collection ($10/mo) = quality filter
  • Driver Trust Score (0-100) — quantified reliability
  • Investor/Driver marketplace for fleet investment
  • 50/50 partnership model with AI-run operations

5 Revenue Streams

Diversified, compounding revenue with strong unit economics and natural upsell from every customer segment.

Core SaaS

Platform Subscriptions

Founders Plan $100 /month for life
Regular Plan $499 /month

Post-pay billing (earn first, pay later). Regular plan at $5,988/yr delivers 8-18x ROI to drivers.

Marketplace

Shipper Network Commission

AI-Priced Loads 10% commission
Imported Loads $0 commission

Drivers' own shipper/board loads = $0 commission. Loads from our shipper network = 10% (Founders exempt).

Fintech

Crowd Factoring Platform

Platform Commission $0 to factor
Investor Returns 8-15% APY

$0 commission to factors. Revenue comes from float management, payment processing fees, and premium analytics tiers.

Pipeline

Company Drivers Program

Prospect Phase $10 /month
Partnered Phase $499 /month

50K+ company drivers at $10/mo = $500K+/mo. Each one that qualifies converts to a $499/mo Regular plan subscriber.

Fleet Investment

Truck Investment Marketplace

Investor ROI ~33% annually
Platform Facilitation % match fee

Investors buy new trucks. Drivers operate. AI runs the business. 50/50 profit split. Platform earns facilitation and management fees.

Unit Economics — Per Owner-Operator

Annual Revenue (Regular) $5,988
Marginal Cost to Serve ~$120
Gross Margin per User 98%
LTV (3-year avg.) $17,964
Target CAC ~$250
LTV / CAC Ratio 72x

Why We Win

Deep defensibility across technology, data, and network effects.

AI-Native Architecture

Not bolted-on AI. Every feature is built AI-first — from load pricing to maintenance prediction to financial compliance. Legacy tools can't retrofit this.

Data Network Effects

More drivers = better rate predictions. More loads = better matching. More financial data = better factoring risk models. Every user makes the AI smarter for everyone.

Multi-Sided Marketplace

Drivers + shippers + factors + company drivers + investors = 5-sided marketplace. Once critical mass is hit, switching costs become enormous.

Pricing Power

"Every business sets its own prices except truckers. We fix that." AI-automated pricing is a paradigm shift. First mover with non-negotiable, cost-based rates.

Founder Lock-In

Founders lock in $100/month for life. Early adopters get perpetual value at an unbeatable rate — they'll never leave. And they'll tell every trucker friend about it.

Company Drivers Funnel

3.5M company drivers want to be owner-operators. We're the only platform providing a structured, data-verified, investor-backed pipeline to get them there.

Feature Comparison

Feature Owner Operator AI DAT / Truckstop Uber Freight Traditional Broker
AI Load Matching Full AI Manual search Partial Phone calls
Driver Sets Price AI-calculated Broker sets rate Uber sets rate Broker sets rate
Invoicing & Bookkeeping Automated Not included Basic Not included
Invoice Factoring Crowd (8-15% APY) 3rd party Quick pay (fees) 3-5% fee
IFTA & Compliance Auto-filed Not included Not included Not included
Predictive Maintenance AI alerts None None None
Company Driver Pipeline Built-in None None None
Commission $0 on your loads $39-149/mo + broker fee 15-25% 15-25%

Built by Operators

Domain expertise in trucking logistics, AI/ML engineering, and fintech product development.

Founding Team

CEO / CTO

Full-stack engineering leadership with deep domain expertise in freight technology, AI systems, and enterprise SaaS. Built the entire 40+ feature platform from architecture through production deployment.

AI & Engineering

Core Team

Full engineering execution spanning load AI, financial automation, compliance systems, predictive maintenance, and the Company Drivers pipeline — all production-ready.

Trucking Advisory

Domain Experts

Active owner-operators and fleet managers who helped shape every feature. Real drivers testing real loads — not consultants reading reports.

Path to $100M ARR

Conservative projections based on known market size and product-market fit signals.

Year 1
$1.2M ARR

1,000 Founders ($1.2M/yr) + 200 Regular ($1.2M)

+ 5,000 Company Driver prospects ($600K)

Year 2
$8M ARR

1,200 Regular users + Shipper network launches

10% marketplace commission begins generating

Year 3
$32M ARR

5,000+ Regular users + marketplace flywheel

Crowd factoring + Company Driver conversions

Year 5
$100M+ ARR

15,000+ Regular users + full marketplace

Fleet investment platform + data licensing

Pre-Seed Round

We're raising to accelerate go-to-market, launch the shipper EDI portal, and build out the Company Drivers investor marketplace.

Use of Funds
Engineering & AI
40%
Go-to-Market / Sales
30%
Operations & Legal
15%
Reserve
15%

investors@owneroperator.ai